1. Easy to Qualify because we are NOT a BANK and we offer a service in which we think of how we can make home ownership possible for everyone.
2. Large up-front deposits aren't required. WE do require a deposit but not what the banks expect these days!
3. We charge NO ongoing account keeping fees or bank fees.
4. To purchase a home it is fast and easy. In no time at all we are able to give you a pre-approval to purchase an Opportunity Housing Property. If you qualify then you can move in!
5. No need to spend years saving up a deposit. We offer a Opportunity Housing Savings Plan which you can utilize to make up part of your deposit over time as well.
6. Weekly payments are affordable. Payments that are not much more than what you are possibly paying your landlord at the moment.
7. Bad Credit History OK. We believe the past doesn't equal the future. We are interested in working towards repairing you credit.

Getting a loan to purchase the Great Aussie Dream is hard enough at the best of times. OPPORTUNITY HOUSING is that stepping stone some families use to get themselves back into the banking system. If this sounds like a great opportunity for you then please don't hesitate to contact us.

9 Easy Steps of How to Purchase

1. Opportunity Housing makes houses available to purchase with finance.
2. You need to be pre-qualified to purchase.
3. Drive by the homes we have available
4. Choose and inspect the home you want to buy.
5. A Fast and Easy Approval form is completed, signed and forwarded to us. The form requires rental references, 2 recent pay slips or proof of income, and a Credit Report from Baycorp Advantage at www.mycreditfile.com.au or Phone 02 9464 6000. You place a document preparation fee (for the contract) for $680 to secure the property.
6. Contracts are prepared from here.
7. A date is nominated that you will move into your home.
8. You move in once the contract has been signed and returned. All purchasers will seek independent legal advice.
9. A direct debit authorization from is complete and signed so you can start making weekly loan repayments.